Clicky

Frequently Asked Questions

When you are approved, you will be able to choose from new or used cars, it's up to you. When we follow up, we will discuss the best option for you.
Interest rates are determined by several factors, including the severity of credit problems, the amount of down payment, and the degree of credit risk. However, we can tell you we have the best rates in the industry!
The application only takes a couple minutes to complete. You should complete every step of the application accurately and honestly for better loan success. If you leave some parts blank or do not complete all necessary steps, your application could be denied. You should get a response from us very quickly. In the unlikely case you do not hear from us, you should reapply and complete ALL STEPS. There may have been an error in your application or it may have been incomplete.
Of course, that's what makes of different from the rest! We will work with you every step of the way to you get approved! Most companies only extend credit to good credit, but we extend to everyone! We're constantly raising our standards to help everyone obtain a quality loan!
Anything you want. Sport Utilities, Vans, Trucks, Passenger Cars, Luxury Cars and Sports Cars.
We recommend you get a warranty when you finalize your loan to protect your vehicle for years to come. If you vehicle breaks down and you don't have enough money to repair it, it's easy to default on your loan. A warranty will protect you and keep this from happening! We've partnered with the best warranty company in the US, click here
Yes. When checking with the credit bureau, many lending institutions look at automobile loans more closely than any other type of loan (other than home loans) to verify your credit standing. If you want to improve your credit fast, unsecured credit cards also help greatly. Buying a car from a "buy here, pay here" lot that does not report to the credit reporting agencies is usually not productive because it does not help your credit record at all.
Yes, it is completely safe. We are on file with the BBB and go through rigorous security checks daily with Trust-Guard. Your information is 100% safe and encrypted with us and we don't sell it to third parties. When you apply, look for the "https://" is the address bar to verify you're using a secure site!